Best money transfer apps of 2023 - With technological developments and the popularization of smartphones, money transfer apps have become a quick and convenient option for sending money to friends and family or paying bills and shopping.
Discover the best money transfer apps in 2023
In this article, we'll present the best money transfer apps of 2023, taking into account their popularity, ease of use, fees and features.
PayPal
O PayPal is one of the most popular money transfer apps in the world. It allows you to send and receive money from friends and family, as well as pay for purchases in online stores. PayPal also has a digital wallet feature, which allows you to store credit and debit cards to make shopping easier. In addition, PayPal offers a personal loan option for qualified users.
PayPal charges a fee of 2.9% + US$ 0.30 per transaction for credit or debit card payments. However, transfers to friends and family are free if made with a bank account or PayPal balance.
Venmo
O Venmo is a money transfer app that has become popular among young people in the United States. It allows you to send and receive money from friends and family, as well as split the bill for restaurants and group purchases. Venmo also has a social feature, which allows users to comment on and like friends' transactions.
Venmo charges a fee of 3% for credit card payments. Transfers to friends and family are free if made with a Venmo bank account or balance.
Cash App
O Cash App is a money transfer app developed by Square, which also offers payment solutions for companies. It allows you to send and receive money from friends and family, as well as buy and sell bitcoins. The Cash App also offers a physical debit card for users to use in physical stores.
Cash App charges a fee of 3% for credit card payments. Transfers to friends and family are free if made with a bank account or Cash App balance.
WorldRemit
O WorldRemit is a money transfer app that focuses on international transfers. It lets you send money to more than 150 countries around the world, with delivery options in cash, bank deposit and transfer to a digital wallet. WorldRemit also offers competitive exchange rates and fast delivery times.
WorldRemit charges a transfer fee according to the destination, the amount and the delivery method chosen by the user. However, they guarantee that all fees will be clearly displayed before finalizing the transaction.
Google Pay
O Google Pay is a mobile payment application that allows you to send money to friends and family, as well as pay for purchases in online and physical stores. It also allows you to store credit and debit cards to make shopping easier. Google Pay also offers a rewards program, where users can earn points for qualifying transactions and exchange them for rewards.
Google Pay does not charge any fees for transfers between friends and family or for purchases in online and physical stores. However, transfers to debit cards or bank accounts may be subject to fees, depending on the destination country.
Western Union
A Western Union is a leading money transfer company with more than 500,000 agents worldwide. Its app allows you to send money to more than 200 countries and territories worldwide, with delivery options in cash, bank deposit and transfer to a digital wallet. Western Union also offers competitive exchange rates and fast delivery times.
Western Union's fees vary according to the amount and delivery method chosen by the user. However, they guarantee that all fees will be clearly displayed before finalizing the transaction.
Azimo
O Azimo is a money transfer app that focuses on international transfers. It lets you send money to more than 200 countries around the world, with delivery options in cash, bank deposit and transfer to a digital wallet. Azimo also offers competitive exchange rates and fast delivery times.
Azimo's fees vary according to the amount and delivery method chosen by the user. However, they guarantee that all fees will be clearly displayed before finalizing the transaction.
OFX
O OFX is a money transfer app that focuses on international transfers for businesses and individuals. It lets you send money to more than 190 countries around the world, with delivery options in cash, bank deposit and transfer to a digital wallet. OFX also offers competitive exchange rates and fast delivery times.
OFX's fees vary according to the amount and delivery method chosen by the user. However, they guarantee that all fees will be clearly displayed before finalizing the transaction.
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Graduated in Languages - Portuguese/English, creator of Escritora de Sucesso, she also writes for Great App, expanding the knowledge of all technology lovers, through movie and series reviews, game reviews and the main news of the moment.